A payday loan (also called a paycheck advance or payday advance) is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card .

Do you used to have a PAYDAY LOAN or Cash Advance? Why, don't you share your opinion about it? Would you advice other people to have one?

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Women walk past an Internet cafe. Nearly one out of two women would rather give up sex for two weeks than go without the Internet, according to a survey released Monday.

WASHINGTON (AFP) - - Nearly one out of two women would rather give up sex for two weeks than go without the Internet, according to a survey released Monday.

Far fewer men would choose to go without sex, according to the survey of 2,119 adults carried out by the online research firm Harris Interactive and sponsored by Intel Corp., the world's biggest computer chip maker.

Forty-six percent of the women polled said they would rather go without sex for two weeks than give up access to the Internet for the same period of time, according to the survey, "Internet Reliance in Today's Economy."

Only 30 percent of men said they would rather forgo intimate relations than cyber ones.

Ninety-five percent of those surveyed said it is "very important, important or somewhat important" to be able to access the Internet.

Sixty-five percent of those surveyed rated Internet access above other discretionary spending items such as cable television subscriptions (39 percent), dining out (20 percent), shopping for clothes (18 percent) or a health club membership (10 percent).

Sixty-one percent of the women surveyed said they would rather give up watching television for two weeks than give up access to the Internet for one week.

Harris Interactive and Intel said the survey was conducted November 18-20. They did not provide a margin of error for the results.

Source: AFP - Tuesday, December 16

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The Filipino Heroism

Filipinos are primarily descended from Malayan peoples who migrated to the islands thousands of years ago...

Filipinos or the Filipino people (feminine: Filipina) are citizens of the Philippines, an archipelago in Southeast Asia. The terms may also refer to people of Philippine descent, regardless of citizenship. There are now over 100 million ethnic Filipinos worldwide.

Colloquially, Filipinos may refer to themselves as Pinoy (feminine: Pinay), which is formed by taking the last four letters of Pilipino and adding the diminutive suffix -y.


Filipino-Americans have a long, storied history in the United States. Some of the first Asians in California, to those rising up in U.S. politics, Filipino Americans have had an influence on the United States. Farm worker's strikes, fights against oppressive legislation, and memorable community leaders have all shaped and will continue to shape the country. Please Read more...

Source: Liz Vaccariello, Editor-in-Chief, PREVENTION, on Mon Dec 8, 2008 11:33am PST

Remember the last time you caught a glimpse of yourself in the mirror after a particularly harrowing day? Your skin probably didn’t look as smooth and glowing as it usually does (never mind the furrowed brow). The reason: Cortisol, a hormone your brain pumps out when you’re feeling stressed, literally gets under your skin and can make you break out, dry out, or just look tired and blah. Stay pretty all season with these tips:

STRESS SYMPTOM: ACNE
Stress increases the inflammation that leads to breakouts. To beat ’em, use a lotion containing skin-sloughing salicylic acid or bacteria-busting benzoyl peroxide, plus a noncomedogenic (read: won’t clog pores) moisturizer to keep skin soft. (Here are some tips on how to break bad habits that may be increasing your stress.)

STRESS SYMPTOM: DRYNESS
When that pesky hormone cortisol is present, your skin can’t hold onto water, which cases dryness and zaps your luminous glow. Fix it with hypoallergenic, fragrance-free products. These have a lower pH that prevents further dryness and inflammation. Wash your face with lukewarm water; hot temperatures strip skin’s oils. Then slather on your face cream while skin is still damp to lock in moisture (If it’s in the AM don’t forget to use one with an SPF of at least 15—even in winter.) (Here are fantastic ways to turn the clock back without overspending.)

STRESS SYMPTOM: TIRED EYES
When you’re stressed, you don’t sleep well—and if you’re hitting one too many holiday parties and downing a few extra cocktails you’re probably not getting the best sleep of your life. Cold cucumber slices are such a popular remedy because the chill constricts the blood and lymph vessels that bring fluid to the area (plus their round shape and size make this veggie particularly eye friendly). Another easy trick: Pile up some pillows and sleep with your head slightly elevated to prevent fluid from pooling. (Here are some great strategies on how to get the rest you need.)

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An environmental management specialist of the Batangas city fisheries office inspects a coral reef formation in the Verde sea passage south of Manila, Philippines, February 2007. Almost a fifth of the planet's coral reefs have died and carbon emissions are largely to blame, according to an NGO study released Wednesday.

POZNAN, Poland (AFP) - - Almost a fifth of the planet's coral reefs have died and carbon emissions are largely to blame, according to an NGO study released Wednesday.

The report, released by the Global Coral Reef Monitoring Network, warned that on current trends, growing levels of greenhouse gases will destroy many of the remaining reefs over the next 20 to 40 years.

"If nothing is done to substantially cut emissions, we could effectively lose coral reefs as we know them, with major coral extinctions," said Clive Wilkinson, the organisation's coordinator.

The paper was issued on the sidelines of the December 1-12 negotiations on a new global treaty on climate change, taking place under the UN flag.

Half a billion people around the world depend on coral reefs for food and tourism, according to a common estimate.

Experts say the coral die-off has several causes, including local pollution, overfishing and invasive species.

But, they say, rising ocean temperatures caused by the greenhouse effect, and acidification, caused by the ocean's absorption of carbon dioxide (CO2) from the atmosphere, are probably the biggest triggers.

"If nothing changes, we are looking at a doubling of atmospheric carbon dioxide in less than 50 years," said Carl Gustaf Lundin, head of the the global marine programme at the International Union for the Conservation of Nature, an umbrella network for more than a 1,000 NGOs and government groups.

"As this carbon is absorbed, the oceans will become more acidic, which is seriously damaging a wide range of marine life from corals to plankton communities and from lobsters to seagrasses."

Nearly half of global coral reefs are still healthy, but the overall downward trend shows no sign of stopping, the study found. It added, though, that the damage could be braked by strong conservation measures, such as properly policed marine parks.

Source: http://ph.news.yahoo.com

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Jordanian boy Hazem Hawamdeh is held by his father at their home in Jerash December 3, 2008. Hawamdeh, an 11-year-old boy from the northern city of Jerash, could be the smallest boy in the world, weighing 5.6 kg (12 pounds) with a height of nearly 70 cm (28 inches) as his family struggles to solve the mystery of his small size.

Source: REUTERS/Ali Jarekji (JORDAN)

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Frank Martin has been pressured into transporting Valentina, the kidnapped daughter of Leonid Vasilev, the head of the Environmental Protection Agency for the Ukraine, from Marseilles through Stuttgart and Budapest until he ends up in Odessa on the Black Sea. Along the way, with the help of Inspector Tarconi, Frank has to contend with the people who strong armed him to take the job, agents sent by Vasilev to intercept him, and the general non-cooperation of his passenger. Despite Valentina's cynical disposition and his resistance to get involved, Frank and Valentina fall for each other, while escaping from one life-threatening situation after another.

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The Dream Match between Manny "PACMAN" Pacquio and Oscar de la Hoya.


Manny Pacquiao punished Oscar de la Hoya for eight rounds, his technical knockout triumph over the US superstar underscoring the Filipino icon's status as best pound-for-pound fighter in the world.

Pacquiao's speed and precision were too much for De la Hoya, whose left eye was swelling shut in his battered face as he declined to come out for the ninth round.

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for those who have not watch it and would like to watch the fight again please visit. Please Read more...